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Legal Notes

While every effort has been taken to verify the accuracy of the content on and proper operation of this site, Lim Clarke & Co Limited (“LimClarke”) cannot accept any responsibility or liability for the improper operation of the site, including any associated software, or reliance by any person on the site content. By accessing the web site at or by otherwise accessing any content found on this web site, you are deemed to have entered into an agreement with LimClarke and to have agreed to be bound by the terms set out below.

Terms & Conditions

Please read through these Terms carefully. By accessing the Lim Clarke & Co Limited (“LimClarke”) web sites at (“the Site”) or by otherwise accessing any content found on this web site, you are deemed to have entered into an agreement with LimClarke and to have agreed to be bound by the terms set out below.

The Site is owned and operated by Lim Clarke & Co Limited. These terms were last updated on 26 July, 2023.

1. Intellectual Property Protection

The contents and design of the Site and any material emailed to you or otherwise supplied to you in conjunction with the Site (such contents, design and materials being collectively referred to as the “LimClarke Content”), are copyright of LimClarke and its licensors, except where noted. You may not use or reproduce or allow anyone to use or reproduce any trade marks (such as “LimClarke” name and stylized logo, “Ragetree” name and stylized logo, or other trade names appearing on the Site) for any reason without written permission from LimClarke. The software which operates the Site is proprietary software and you may not use it except as expressly allowed under these Terms. You may not copy, reverse engineer, modify or otherwise deal with the software.

2. Use of LimClarke Content

You may retrieve and display LimClarke Content on a computer screen or (if expressly authorised) mobile telephone, print individual pages on paper (but not photocopy them) and store such pages in electronic form on your mobile telephone for your personal, non-commercial use. Except as expressly set out above, you may not reproduce, modify or in any way commercially exploit any of the Content. In particular, but without limiting the general application of the restrictions contained in the preceding sentence, you may not do any of the following without prior written permission from LimClarke:

  1. reproduce or store in or transmit to any other web site, newsgroup, mailing list, electronic bulletin board, server or other storage device connected to a network or regularly or systematically store in electronic or print form, all or any part of the LimClarke Content, or
  2. modify, publish, transmit, participate in the transfer or sale of, reproduce, create derivative works from, distribute, perform, display, or in any way exploit all or any part of the LimClarke Content (including use as part of any library, archive or similar service) without the prior written consent of LimClarke,
  3. remove the copyright or trade mark notice from any copies of the LimClarke Content made under these Terms.

Any use of the LimClarke Content not specifically permitted above is expressly prohibited. Requests for permission for other uses may be sent to [email protected] or by post at: Lim Clarke & Co Limited, 1524 Prince’s Building, 10 Chater Road, Central, Hong Kong, and may be subject to a fee.

3. Term and Termination

LimClarke may, in its discretion, terminate or suspend your access to all or part of the Site (including any right to access and use LimClarke Content) with or without cause by delivering notice to you. The rights of termination are in addition to all other rights or remedies of LimClarke provided in these Terms or by law.

4. Changes to the Site

LimClarke reserves the right, in its discretion, to suspend, change, modify, add or remove portions of LimClarke Content available on the Site at any time and to restrict the use and accessibility of the Site.

5. Registration, Passwords and Responsibilities

Certain areas of the Site are only open to you if you are a registered user. You are solely responsible for the confidentiality and use of and access to LimClarke Content and the Site using your user name, sign-on password, and/or I.D. You agree to immediately notify LimClarke if you become aware of any loss or theft of any sign-on password or I.D. or any unauthorised use of a sign-on password, I.D., user name, or of LimClarke Content or the Site. You will, if required, provide LimClarke with accurate, complete registration information (including in particular your e-mail address) and inform LimClarke of any changes to such information. For the purpose of confirming your compliance with the terms of these Terms, LimClarke reserves the right to monitor and record activity on the Site, including access to LimClarke Content.

6. Privacy Policy

The information that you provide about yourself to LimClarke will only be used in accordance with LimClarke’s Privacy Policy Statement (see below).

7. No Warranty, Disclaimer of Liability and Indemnity

Whilst every effort has been made to ensure the high quality and accuracy of the Site, LimClarke makes no warranty, express or implied concerning the LimClarke Content, the Site, software or products or services available through the Site (the “Site Services”), which are provided “as is”. LimClarke expressly disclaims all warranties, including but not limited to warranties of fitness for a particular purpose and warranties of merchantability. In no event will LimClarke, its affiliates or other suppliers be liable for direct, special, incidental, or consequential damages (including, without limitation, damages for loss of business profits, business interruption, loss of business information or other pecuniary loss) arising directly or indirectly from the use of (or failure to use) or reliance on the Site Services, even if LimClarke has been advised of the possibility that such damages may arise. LimClarke does not guarantee the accuracy, content, or timeliness of the Site Services or that they or related systems are free from viruses or other contaminating or destructive properties.In no event will any liability of LimClarke, its affiliates, agents and licensors to you (and/or any third party) arising out of any kind of legal claim (whether in contract, tort, or otherwise) in any way connected with the Site Services or breach of these Terms by LimClarke exceed the amount, if any, paid by you to LimClarke in respect of the particular Site Service to which the claim relates.Upon LimClarke’s request, you agree to defend, indemnify and hold harmless LimClarke from any claims and expenses, including reasonable legal fees, related to any breach of these Terms by you or your use of any Site Services.

8. Force Majeure

LimClarke, its affiliates and its information providers will not be liable or deemed to be in default for any delay or failure in performance or interruption of the delivery of LimClarke Content resulting directly or indirectly from any cause or circumstance beyond its or their reasonable control, including but not limited to failure of electronic or mechanical equipment or communication lines, telephone or other interconnect problems, computer viruses, unauthorized access, theft, operator errors, severe weather, earthquakes or natural disasters, strikes or other labour problems, wars, or governmental restrictions.

9. Miscellaneous

Changes to these Terms

LimClarke may, in its discretion, change these Terms (including those relating to your use of Site and/or LimClarke Content). When Terms are changed, LimClarke will notify you by email or by publishing details of those changes by including them in these Terms. If you use the Site after LimClarke has published or notified you of the changes, you are agreeing now to be bound by those changes. If you do not agree to be bound by those changes, you should not use the Site any further after they are published. Access to certain LimClarke Content may be subject to additional terms and conditions.

Third Party Content and other Web Sites

Parts of the Site may contain third party content. The providers of other content are responsible for ensuring that such material complies with international and national law. LimClarke is not responsible for any third party content or error, omission or inaccuracy. The Site may contain links to other web sites. LimClarke is not responsible for the availability of these web sites or their contents.

Assignment of Agreement

This agreement is personal to you and your rights and obligations under these Terms may not be assigned, sub-licensed or otherwise transferred. This agreement may be assigned to a third party by LimClarke.


No delay or omission on the part of either party in requiring performance by the other party of its obligations will operate as a waiver of any right.


Notices to LimClarke must be given in writing by letter and sent to LimClarke at: Lim Clarke & Co Limited, 1524 Prince’s Building, 10 Chater Road, Central, Hong Kong.

Severability / Survival / Statute of Limitations

If any provision of these Terms is invalid or unenforceable, such will not render all the Terms unenforceable or invalid but rather the Terms will be read and construed as if the invalid or unenforceable provision(s) are not contained therein. Any cause of action of yours with respect to these Terms must be filed in a court of Hong Kong, within one year after the cause of action has arisen, or such cause will be barred, invalid, and void.

Whole Agreement

Save as expressly referred to herein, any representation, warranty, term or condition not expressly set out in these Terms shall not apply.


Headings in these Terms are for convenience only and have no legal meaning or effect.

Governing Law and Jurisdiction

These Terms shall be governed by, and construed in accordance with the laws of Hong Kong. The parties irrevocably agree that the courts of Hong Kong shall (subject to the paragraph below) have exclusive jurisdiction to settle any dispute which may arise out of, under, or in connection with these Terms or the legal established by them, and for those purposes irrevocably submit all disputes to the jurisdiction of the Hong Kong courts. For the exclusive benefit of LimClarke, LimClarke shall retain the right to bring proceedings as to the substance of the matter in the courts of the country of your residence or, where these Terms are entered into in the course of your trade or profession, the country of your principal place of business.

Privacy Policy

Collection and Use of Personal Details Personal details of users of and/or will be collected and processed upon registration for the website, either by the end-user or on their behalf by the employees, agents or assignees of Lim Clarke & Co Limited (“LimClarke”). All personal information is collected, inputted, stored, transmitted or retrieved by and for the sole use of LimClarke, it employees, agents or assignees.

This information is collected for the following purposes:

  1. to create login accounts and enable the end-user to access the site;
  2. to notify users of new products, services or other offerings both within Lim Clarke & Co Limited and across the LimClarke group of companies and affiliated companies.

User information is retained for in-house research to:

  1. improve our understanding of user needs and assist in product and service development
  2. assist in strategic developmentResults of such research and analysis will be for the sole use of LimClarke and companies within the LimClarke group.

Security Policy

LimClarke will endeavour to maintain appropriate measures to ensure that users’ personal details are not misused, accidentally destroyed, lost or altered; and that if they are passed outside the LimClarke group of companies for reasons authorized by LimClarke, the assignee will act only upon instruction from Lim Clarke & Co Limited

Contacting the webmaster

In regards to inquires about or privacy and data protection policies, the LimClarke webmaster can be contacted at [email protected] or by post at: Lim Clarke & Co Limited, 1524 Prince’s Building, 10 Chater Road, Central, Hong Kong.


We use cookies to keep our sites reliable, secure and personalised. When you accept cookies, this helps make the site better by remembering your preferences, customising content or ads, and enhancing your experience of our premium news, insight and analysis.

This Cookie Policy applies to all websites and web applications which link to this policy and are published LimClarke (“Sites”).

This policy should be read alongside our Privacy Policy, which explains how we use personal information.

If you have any queries about the way we use your personal information or cookies, please contact us at [email protected].

If you wish to manage your cookies, please follow the instructions in the “How to manage cookies” section below.

What are cookies?

Cookies are small text files which a website may place on your computer or device when you visit a site. The cookie will help the website, or another website, to recognise your device the next time you visit. Web beacons, pixels or other similar files can also do the same thing. We use the term “cookies” in this policy to refer to all files that collect information in this way.

Cookies serve many functions. For example, they can help us to remember your username and preferences, analyse how well our Sites are performing, or allow us to recommend content we believe will be most relevant to you.

The majority of websites use cookies to collect and retain personal information about their visitors. Most cookies collect general information, such as how visitors arrive at and use our Sites, the device they are using, their internet protocol address (IP address), what pages they are viewing and their approximate location.

Purpose of cookies

We group our cookies into the below categories.

Operating our Sites

Some cookies are essential for the operation of our Sites. This includes cookies for the following purposes:


we use these cookies to identify subscribers and ensure access to subscription only pages, including premium access.


if your subscription is provided by your employer or educational institution under a group subscription, we use cookies for the purposes of measuring activity and billing.


we use these cookies to monitor Site performance. This allows us to provide a high quality experience by quickly identifying and fixing any issues that arise. For example, we might use performance cookies to track error messages, and to determine improvements to our Sites.


we use functionality cookies to allow us to remember your preferences. For example, we use functionality cookies to provide you with enhanced services, such as allowing you to watch a video online or comment on a blog.


we use cookies to help us understand our audience and the success of advertising campaigns. For example, we count articles views to present ‘Most Read’ content. We also use analytics cookies to keep track of how many advertising impressions have been served for a campaign and to manage the frequency at which you see the same adverts.

Fraud prevention

we use cookies to monitor and prevent suspicious activity and fraudulent traffic


We use cookies to improve your experience of our products by personalising our Sites. For example, we help you to find new content and recommend email alerts based on the topics you read. Where our Sites have such functionality, you can manage elements of personalisation in your account.

Third party cookies on our Sites

We also use third party cookies on our Sites that fall into the categories above (“third party cookies”) for the following reasons:

  • to help us monitor traffic on our Sites (like many companies, we use Google Analytics to do this);
  • to identify fraudulent or non-human traffic;
  • to assist with market research;
  • to improve Site functionality;
  • to monitor compliance with our terms and conditions and copyright policy.

These third party cookies are used within programmatic for measurement and attribution, and management of frequency. They may also be used for personalisation of advertisements based on data you have shared with third parties, to the extent that you have consented to this.

Advertisers sometimes use their own cookies to measure performance and to identify fraudulent or non-human traffic. To the extent that you have given them your consent to do so, advertisers may also provide you with targeted advertising based on their data. For example, advertisers may use a profile they have built either on their own site or on sites that you have previously visited to present you with more relevant advertisements during your visit to

Our standard advertising terms and conditions do not permit our advertisers to drop their own cookies for profiling or retargeting without your consent.

Use of pixels in emails

Our emails often contain a single, campaign-unique “web beacon pixel” to tell us whether, and how many times, our emails are opened and verify any clicks through to links or advertisements within the email. We use this information for purposes including:

Determining which of our emails are more interesting to users; Determining users’ activity and engagement with our products and services; Informing our advertisers (in aggregate) how many users have clicked on their advertisements. The pixel will be deleted when you delete the email. If you do not wish the pixel to be downloaded to your device, you should select to receive emails from us in plain text rather than HTML via your email provider settings.

How to manage cookies

If you wish to manage your cookies, please follow the instructions on our Manage Cookies page. Please remember that if you choose to disable cookies, certain sections of our Sites may not work properly.

For more information about cookies and how to manage them, please visit

More information

Further information about our data processing can be found in our Privacy Policy.

If you have any queries regarding this Cookie Policy, please contact us at [email protected].

This policy is effective from 25 July, 2023.

Any changes we may make to this cookie policy will be posted on this page. If changes are significant, we may choose to notify you by email or to clearly indicate on our home page that the policy has been updated.